Bill Gates sounds like a prophetic voice today when talking about the day to day impact of a global pandemic and the need for diagnostic preparedness and self-quarantine.  Still, his depth of understanding of the current crisis comes as no surprise to those who have watched where the Bill and Melinda Gates Foundation has

On Tuesday, February 11, 2020, the Minnesota Legislature returned to the Capitol for the start of the 2020 legislative session. Having passed a biennial state budget in 2019, this year’s “short session” will run until May 18, 2020.  With the only politically divided state legislature in the nation and all 201 legislators on the ballot

Larkin Hoffman recently hosted a forum on energy storage by Clean Energy Economy MN, a group that provides a strong and unified voice for clean energy businesses in Minnesota. The event helped explain some of the barriers and opportunities to greater adoption of energy storage in Minnesota. In this piece, guest blogger Amelia Cerling

In Part I of this blog, I discussed issues that real estate and construction companies face when placing and renewing Directors and Officers Coverage.  Specifically, I addressed avoiding gaps in coverage, knowledge of insureds, the definition of who is an insured, and notice.  In this Part II, I will address arbitration provisions, choosing policy limits,

In each state, statutes govern the right to a construction lien.  It is almost inevitable that someone, someday, will not meet a required step.  The lien is lost, and with it, whatever leverage or payment security it represented.

There is still a balance to collect—unless the creditor has improvidently signed something that also waives the

The language of a policyholder’s insurance policy determines whether all those premiums will translate into dollars paid after a loss.  For the most part, it is the insurance company that controls that language.  Therefore, it is very important that policyholders pay attention to that language at the time they buy insurance to be sure that

Over the last year and a half, St. Paul civic and business leaders have frequently commented on a growing number of commercial vacancies along the Grand Avenue business district as a number of longtime restaurants and retail establishments have either closed or relocated.  The loss of high-profile businesses, particularly near Victoria Crossing, has led many

In case you missed it, WCCO ran a story the other night about a small business owner who has been displaced through condemnation of her property by the massive, two-billion dollar Southwest Light Rail project. The business owner said she was promised by the project’s sponsor, the Metropolitan Council, that she would be “made whole.”