1. Notify Your Insurer.

    Typically, property insurance policies require notice of a claim as soon as practicable. Notice requires a description of when, where and what happened to result in a claim.  If you have a loss, put your insurer on notice immediately.

  2. File a Police Report.

    Make sure to file a police report.  Many policies

The language of a policyholder’s insurance policy determines whether all those premiums will translate into dollars paid after a loss.  For the most part, it is the insurance company that controls that language.  Therefore, it is very important that policyholders pay attention to that language at the time they buy insurance to be sure that