The insurance application process is often the only time a policyholder thinks of who should be covered under a policy. Most policies have a “named insured” and other “insureds” specifically listed. “Additional insureds” can also be added by endorsement or operation of specific language in the policy. A recent case demonstrates the importance of considering
This series focuses on common insurance issues that are faced by businesses, including who should be included as insureds, common exclusions and how to avoid gaps in insurance coverage.